Many lenders use the following guidelines when setting loan terms.
Loan Amount
Term in Years
$5,000 - $9,999
7 Years
$10,000 - $14,999
10 Years
$15,000 - $24,999
12 Years
$25,000 - $74,999
15 Years
$75,000+
20 Years
Please note: Calculations are for example purposes only. Do not include destination charges, title or other fees and incentives. Assume an excellent credit rating and have no bearing on any loan approval. Estimated payments are based on standard industry data. The values that apply to your purchase are likely to vary. Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed.
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